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In the Health insurance the insurer makes the payment for the medical costs for the sickness of the insured person, for the covered causes including accidents. Each non-governmental institution or organization can the government the role of an insurer. In 1694, the draft form of the Health insurance by Hugh the old Chamberlain it had been presented. More rather, sickness insurance had been confessed initially as a disablement insurance, which to the expenditure for the immediate wounds only that has been possible end in a handicap in the later years of the nineteenth century. These form continued up to the beginning of the twentieth century in some of the legal authorities.

Evolved in the period as from the middle of the late twentieth century current Health insurance system gradually disablement insurance long of established. At present much extensive private Health insurance programmes includes the costs of regular, voorzorgs-en need services for health care and almost all obligatory medicines. A policy of the Health insurance is a legal obligatory agreement between the insurance company and the customer. The largest difference between life insurances and private Health insurance is that life insurances buying an insurance for the whole life span of the insured person in an invariable premium with freedoms for renewal has been charged, whereas the Health insurance has been bought each year with almost no guarantee for renewal and in any case of renewal there is no guarantee for the stability of the premium tariffs.

A policy of the Health insurance is a legal obligatory agreement between the insurance company and the customer. The largest difference between life insurances and private Health insurance is that life insurances buying an insurance for the whole life span of the insured person in an invariable premium with freedoms for renewal has been charged, whereas the Health insurance has been bought each year with almost no guarantee for renewal and in any case of renewal there is no guarantee for the stability of the premium tariffs.